While owning a home is the quintessential American dream, not everyone is able to purchase a home when they desire. If youāre fresh out of school with a boat load of student debt, itās probably best to wait until youāve been working for at least a year before you...
Perigon Wealth Articles
Start Saving for Retirement Today
Time certainly goes by fast. One day youāre interviewing for your first job and the next thing you know youāre a few short years from applying for Social Security. If youāve planned for your retirement, youāll likely have a good stash of funds saved. But the...
Finance Financial Missteps
Personal finance, like just about everything else, is mainly common sense. Advice like ādonāt spend more than you make; start investing while youāre young; donāt loan money to friends with the expectation of getting it back,ā have been around for generations, and most...
Why Financial Advisors Are Still Important
With the rise in popularity of financial planning robo-advisors, many experts predicted the beginning of the end for financial advisors. But as many investors are starting to see, there are distinct advantages to speaking with a live person when determining just how...
Top Strategies for Charitable Giving
We all have certain causes that we choose to support monetarily. In fact, in 2017, Americans gave more than $410 billion to charities, breaking the $400 billion mark for the first time in history. But anytime that we give our money to an organization, itās important...
10 Ways to Save Money
While it may not seem so, there are a lot of painless ways to save money. Not just for those who have a limited cash flow, but also for those with plenty of surplus cash who will appreciate ways to cut back on monetary waste. Here are just a few things you can do to...
Start Fixing Your Credit Score Today
Whether you like it or not, a good credit score is essential. Your credit score factors into everything from insurance rates, to whether you get the job you applied for. A good credit score is also needed to buy a house, obtain cell phone service, rent an apartment,...
Financial Management Tips
There are a variety of financial management tools and applications available today that can be used to help you manage your money. From software applications to phone apps, thereās no shortage of help available. Unfortunately, those apps and software programs can only...
Donation Details
Donating money to our favorite charitable organization is a year-end ritual for many of us. While monthly giving has gained in popularity in recent years, most of us still tend to open up our wallets just a bit wider at the end of the year. But what about the...
Financial Designations
Have you ever wondered exactly what those initials after a financial professionalās name mean? Youāre definitely not alone. The easy way to tell is to visit the Financial Industry Regulatory Authority, which provides a list of professional designations and what they...
Finance Home Costs
Thereās nothing more exciting than buying your first home. Whether itās a condo for one, a sprawling mansion, or anything in between, buying your first home makes you feel like a true grown-up. While youāve probably already figured out exactly how much home you can...
5 Things to Teach Your Kids About Finances
If youāve spent more than five minutes on a kidās television network, youāve seen just how inundated young kids are with commercials for everything from the latest gadget, to some dreadful snack that features something gooey and/or messy. Itās also safe to bet that...